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Top 10 tips to protect yourself against scams Watch out...

Top 10 tips to protect yourself against scams
  1. Watch out for scams – scammers can target you anytime, anywhere, anyhow.
  2. Don’t respond – ignore suspicious emails, letters, house visits, phones calls or SMS messages – press ‘delete’, throw them out, shut the door or just hang up.
  3. Don’t agree to an offer straight away – do your research and seek independent advice if it involves significant money, time or commitment, and get the offer in writing.
  4. Ask yourself who you’re really dealing with – scammers pose as people or organisations that you know and trust.
  5. Don’t let scammers push your buttons – scammers will play on your emotions to get what they want, including adopting a personal touch.
  6. Keep your computer secure – always update your firewall, anti-virus and anti-spyware software, and only buy from a verified source.
  7. Only pay online using a secure payment service – look for a URL starting with ‘https’ and a closed padlock symbol.
  8. Never send money to someone you don’t know and trust – it’s rare to recover money from a scammer.
  9. Protect your identity – your personal details are private and invaluable; keep them that way and away from scammers.
  10. If you’ve spotted a scam, spread the word! – tell your family and friends, and if you’re in Australia report it to SCAMwatch.

For more information about scams, see our Hot Topic on Consumer Law.

Source: Hot Topics 83: Consumer law